Accounting. Payroll. Payments. Sorted.

Sage Business Cloud offers all you need to you grow your business and achieve your ambitions. Issue invoices in seconds, take care of VAT, get paid faster, and sort payroll easily. Accounting, Payroll and Payments are all part of the Sage Business Cloud offering.

No more late night invoicing

Reduce data entry and save time on your accounting and payroll.

No more spreadsheets

Reduce manual bookkeeping and avoid mistakes by automating your admin.

No more deadline panics

Submit your tax returns in a few simple steps.

No more payroll slip ups

Pay your staff accurately and on time - every time.

No more cash flow panics

See at a glance what money is coming in and out of your business.

Explore Sage Business Cloud


Overview Easy invoices and expenses Real-time dashboards Always compliant Connect your bank Stock management


Take the hassle and complexity out of accounting with Sage Business Cloud Accounting. Create and send invoices in seconds, reduce manual admin, and manage your VAT with ease.

Easy invoices and expenses

Speed up your daily to-dos, like invoicing and expense tracking with intuitive and easy to use features, and a mobile app so you can stay on top of your finances on the move.

Real-time dashboards

Keep your financial status at your fingertips with a real-time view of your cash flow on any device. Track expenses and see how much your customers owe at-a-glance.

Always compliant

Sage Business Cloud Accounting helps you stay on top of the latest rules and regulations for your business, keeping you accurate and compliant. This includes being ready for GDPR that is coming in 2018.

Connect your bank

See bank transactions flow into your accounts and automatically match up to your invoices - saving up to 80% of your admin time compared to manual entry, with perfect data straight from the bank.

Stock management

Sage Business Cloud Accounting loves product-based businesses like retail and eCommerce. Track and manage stock inflows and outflows easily, saving time and streamlining your business.


Overview Simple Accurate Fast Secure Compliant


With Sage Business Cloud Payroll you can pay your people accurately in just a few minutes - saving you valuable time. Mobile access means you can do your payroll from anywhere in 4 easy steps, and built-in compliance and 24-hour support make it both worry and pain-free.


By taking care of payroll complexities for you - Sage Business Cloud Payroll frees you to focus on activities to help you reach your business goals.


Give your people the best experience time after time. For absolute accuracy, Sage Business Cloud Payroll offers a quick and easy, four-step pay run with automated calculations and error-correcting tools.


Fit payroll around your busy schedule with Sage Business Cloud Payroll. Fast and simple to use, even if you've never done it before, you can also do your payroll on the move - on your tablet or smartphone.


With Sage Business Cloud Payroll, you can deliver secure, password-protected payslips to your people by email, ensuring that sensitive, pay-related data is always kept private and protected.


Protect your business against fines and other penalties with Sage Business Cloud Payroll. It's 100% compliant with tax and other regulations, providing you with greater peace of mind.


Overview Salary payments Supplier payments Pay Now Risk Reports Reconcile Sage Product Integration


Simple, secure, and reliable solution to keep payments running smoothly, saving you time and money with reduced transaction fees.

Salary payments

Our Dated payments service ensures that all payments reflect on the same date in the beneficiaries’ account, irrespective of where the bank account is held.

Supplier payments

Capture recurring and once-off supplier payments online to all South African banks and account types with your Sage Pay account.

Pay Now

Use our Pay Now service to accept eCommerce and invoice payments as well as to easily request payment via SMS or email. Offer your clients more ways to pay you, including Instant EFT, Bank EFT, credit card, cash payments, MasterPass™, and Visa Checkout.

Risk Reports

A wide range of information is available on companies and individuals using our credit checks. The information is sourced from CIPC and multiple credit bureaus including Transunion, Experian, XDS, and Compuscan.


One comprehensive Sage Pay statement can be downloaded to automate your reconciliation of payments made and received.

Sage Product Integration

Sage Pay is conveniently integrated into certain versions of Sage payroll and accounting products, as well as Sage Online Tools, which bring value-added benefits to your payments experience.

Over 3 million customers

24/7 support

Bank-level security

Build your business with exclusive guides

Money management Trading abroad Start-up Accounting Inventory management Connected Systems Harnessing Technology

Money management

The 6 Stages of smarter money management

What’s your biggest business finance challenge? Whatever’s keeping you awake at night, discover solutions and advice from real business owners on how they deal with six common financial challenges.
Download the guide

Manage your cash flow

Any small business owner will tell you that cash is king. Discover how to take control of your finances with our comprehensive guide to managing cash flow. You'll learn the principles of cash flow management plus the best ways to chase down late payments.
Download the guide

Seven tips to avoid a cash flow crisis

Discover seven great ways to keep your cash flow in check and help you stay on the path to business success.
Download the guide

Trading abroad

Promoting your business abroad: Your essential guide to exporting

Find out how to effortlessly deal with multiple currencies, get a clear view of your business across all your new markets, and how to scale your systems to deal with international trade.
Download Guide

Export small businesses – Top 10 tips

These straightforward tips will help you get started on the path to exporting success.
Download Guide

Start-up Accounting

Business accounting for start-ups: Seven things you need to know

We know you work hard at making your business a success because you love what you do — not because you love doing the accounts. Accounts needn't be dull though. This guide tells you seven things you need to know to get a multi-dimensional view of your business, from your financial story right through to end-of-year submissions.
Download Guide

Accounting for entrepreneurs: Your eight-point survival guide

As an entrepreneur, your accounts tell you the real story of your business and are essential for helping you predict and shape success in the future. Does it seem daunting? Our 8-point survival guide gives you the information you need to conquer the financial side of your business.
Download Guide

Six ways to get the most from your accountant: Your essential checklist

Working with an accountant can help you get crucial insights into your business. What are your profitability drivers and constraints? What do you need to do to pay your taxes? And much more. Make sure you get the most from your accountant with our six-step checklist.
Download Guide

Inventory management

Balance your inventory and your business

Read our in-depth guide to inventory management and find out how to get the right balance of stock for your business.
Download Guide

Inventory management top tips

Learn about better inventory management with our top tips - and say hello to higher margins, reduced wastage and greater agility.
Download Guide

Connected Systems

The zen of a connected business

As your business grows, having islands of disconnected data will hold you back. Download our guide and learn how to avoid this mistake.
Download Guide

How to manage ‘app overload’

This guide explores the 'app-overload' phenomenon and offers a solution: a 'one-office alignment' that consolidates apps and streamlines disparate software systems.
Download Guide

Harnessing Technology

Building a virtual business

Use this guide to discover to quickly build or grow a business with low risk and low overheads, through the power of technology.
Download Guide

Mange your business on the move

Our guide to managing your business on the go reveals the best apps for businesses on the move, and how to manage finances while out and about.
Download Guide